How to save more with Everyday Reward and Everyday Insurance combining with other Woolworths service
- Gopal Shah
- Aug 14, 2023
- 3 min read
Hello Everyone!
In this difficult time of high inflation and unbearable costs of basic must needed items and services, I tried to find the best cost effective way with Woolies services. Hope it makes sense to some of you.
Disclaimer: This is my personal view and calculations on my basic needs, Please make sure you evaluate your financial need and situation before registering to any of the services.
Let’s begin!!!
I am considering a house of 4 (2 adults and 2 kids) having minimum monthly food expense, Mobile service and Insurance.
Basic expense for an household per YEAR for FOOD, RETAIL, MOBILE and CAR Insurance
Food: $3600 (Average minimum $300 per month at ALDI, COLES, WOOLWORTHS)
Retail: $3600 (Average minimum $300 per month at KMART, TARGET, BIGW)
Mobile: $360 ($30 per month for 2 mobiles – $15 per mobile prepaid plan) – Check
Car Insurance: $1200 ($100 per month)
Total: $8760 per year

Now, What if you use all Woolies Services Wisely with below package:
Everyday Rewards: how it works?
Register for EVERYDAY EXTRA:
You can use free Everyday Rewards and get minimum benefits however try to register Everyday Extra which will give you 10% off on your Monthly in-store Shopping in Woolworths AND Big W.
Everyday Extra Service Fee: $70 per year
which will add 2X points to your shopping which will give you more discounts.

Everyday Mobile:
Port your number to the log expiry yearly plan with everyday mobile and add your rewards number. It will give you a 10% discount in Woolworths IN-STORE Groceries shopping once per month.
Plan for Everyday Mobile Fee: $340 per year for 2 mobiles
($170 per year for 1 mobile)

Everyday Insurance:
If you have Everyday Car Insurance then you get 10% off once a month.
So Now, Try using this calculator and check how much you can save.
Check my Simple Saving Calculator
Simple Maths: Minimum savings:
Total Expense = $8760.00
Expense With Rewards = $8009.80
Savings = $750.20
Minus Rewards Fees = $70.00
Actual Savings = $680.20
Now, This is the minimum savings you are doing with minimum spend. Imagine what you can do with this $680.20 per year!
You can buy a Content Insurance for a year
OR
You can plan a 2 nights / 3 days holiday
OR
You can buy a TV or a Smartphone
OR
You can buy a educational Laptop
OR
You can buy a Apple/Samsung Watch
The list is endless…!!
Tips and Tricks to Maximise your Everyday Rewards Benefits:
Boost your offers in Rewards app
Boosting offers in your rewards app will give you more points.
The faster you reach 2000 points, the quicker you can get $10 off on your next shopping trip.
You can plan and every $100 shopping you can get $10 off

Link all the Woolies partners if you are using any of them
Woolies has 15+ partners, So when you link your rewards card with multiple partners, you can collect all the points (2X) to your rewards accounts by just paying bills, which converts to dollar value.
Woolworths
BWS
BigW
Bupa
EG Ampol
Ampol
Origin
Qantas Frequent Flyer
Pet Culture
HealthyLife
Marley Spoon
Dinnerly
MilkRun
MyDeal
Everyday Insurance
So, for example, if you are spending $1000 per month on combination on this partners, you are getting minimum 2000 points, which is $10 off on your next purchase
Make sure you use fuel savings if you go to AMPOL or EG
Your purchase of fuel at Ampol or EG with Rewards, will give you 4c to 12c off per litter, which is almost $5 off per $100 Fuel

Other services you can try out to get more benefits. Remember to get your Rewards cards link to get maximum benefits.
The only way to survive in this economy is to use every penny wisely.
Let’s fight against #Inflation #Interstrate #homeloanburden with help of #Everyday #woolworths #Rewrads #Insurance and have #BigW smile…!!!
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